Assessing the Role of Kisan Credit Card Scheme: A Comparative Analysis of Beneficiary and Non-Beneficiary Farmers in Sehore District, Madhya Pradesh

Authors: Aayushi Sharma, Mahendra Singhai

DOI: https://doi.org/10.37082/IJIRMPS.v13.i6.232829

Short DOI: https://doi.org/hbb56n

Country: India

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Abstract: The Indian government is launching a number of initiatives to empower farmers, increase their output, and improve the sustainability and efficiency of their farming methods. This study compares the results of farmers who are beneficiaries and those who are not in order to assess the effect of the Kisan Credit Card (KCC) Scheme on reducing poverty in Sehore District, Madhya Pradesh. The study was conducted on 120 farmers of Sehore Madhya Pradesh.
The results demonstrate that KCC recipients have better access to resources, higher incomes, and higher yields, all of which help to reduce poverty. Non-beneficiaries, on the other hand, who depend on unofficial credit, have financial hardships and decreased productivity. In order to further improve rural livelihoods, the report also identifies obstacles to obtaining formal credit and recommends broadening the KCC's reach.

Keywords: Kisan credit card, Poverty Reduction, Beneficiary and Non-Beneficiary Farmers.

Paper Id: 232829

Published On: 2025-11-22

Published In: Volume 13, Issue 6, November-December 2025

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