Operationalizing Regulatory Reporting Remediation: A Technology-Driven Execution Framework for Resolving Supervisory Findings in CCAR and Capital Reporting

Authors: Laxmi Naga Durga Pandrapragada

DOI: https://doi.org/10.37082/IJIRMPS.v14.i1.232922

Short DOI: https://doi.org/hbnbzt

Country: United States

Full-text Research PDF File:   View   |   Download

Abstract: Supervisory findings in Comprehensive Capital Analysis and Review (CCAR) and capital reporting programs increasingly reflect structural weaknesses in reporting execution rather than isolated data or calculation errors. While large banking institutions often demonstrate procedural closure of findings through documented remediation plans, supervisory confidence is frequently undermined by the recurrence of similar issues across reporting cycles. This paper examines regulatory remediation as a distinct execution discipline that must be embedded within regulatory reporting technology, governance, and control frameworks. Drawing on practitioner experience across CCAR and enterprise capital reporting environments, the paper proposes a technology-driven remediation operating model that translates supervisory findings into enforceable system behavior. By treating remediation as an architectural and executional construct rather than a temporary corrective activity, large banking institutions can reduce repeat findings, improve audit defensibility, and sustain supervisory confidence across reporting cycles.

Keywords: Regulatory Reporting Remediation, CCAR Supervisory Findings, Capital Reporting, Regulatory Reporting Technology, RegTech Frameworks, Supervisory Risk Management, Audit-Defensible Reporting.

Paper Id: 232922

Published On: 2026-01-30

Published In: Volume 14, Issue 1, January-February 2026

Share this